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AGILE – Delivering retirement income with Certainty

AGILE is a long-term retirement income solution designed to help you meet two goals specific to investing in retirement:

- Growing your retirement savings whilst reducing or limiting investment risk; and

- Securing the certainty of a stable and sustainable guaranteed income for life.

 

 

Plan for Life Excellence Awards 2023

We are delighted to share the exciting news that our longevity solution, Allianz Guaranteed Income for Life (AGILE) has won the Innovation - Product award at this year’s fifth Annual Plan For Life Excellence Awards for 2023 –  in the Longevity Cover category

Key features of AGILE

Protected performance

Potential to grow your retirement savings by accessing market-linked returns (up to a maximum return) with protection against downturns.3

Lock-in income certainty

Remove uncertainty by locking in a known lifetime income rate – with guaranteed annual increases every year you wait to start your income.

Guaranteed lifetime income

Start your guaranteed lifetime income as soon as you’re ready1, with a choice of fixed or rising payments. You may also choose to have income payments continue for the lifetime of your spouse. 

Access funds at any time

Withdraw some or all of your investment when needed.2

Death benefit

Paid out upon the later death of the Life Insured or surviving spouse (applicable if the Spouse Insured Option is selected).

Age Pension+ option

May qualify you for additional Age Pension eligibility due to AGILE being subject to a reduced assets test treatment.4

AGILE Product Brochure Request

By providing your details in this form, you consent to your information being collected by Allianz Retire+ for the purposes of providing a copy of the AGILE Product Brochure and to inform you of future webinars, events and other information about Allianz Retire+. Your personal information will be handled in accordance with our Privacy Policy available at: Privacy Policy | Allianz Retire+ | Powered by PIMCO .

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The Retirement Income Imperative

The 'retirement income imperative’ is an informative paper designed to outline the changing demographic landscape and approach to retirement planning. Click below to download the full whitepaper.

Learn More

With Allianz Retire+, it all adds up to certainty

At Allianz Retire+ we believe that all Australians should be able to live their lives with certainty and not have to worry about tomorrow’s ‘what ifs’, market volatility or whether they’ll have enough money for the future. That’s why we’re committed to delivering innovative retirement income solutions with a guaranteed income for life. We’re proud to be part of the Allianz family, that’s been helping Australians for over 100 years.

 

  • Want all the details?

    Find the PDS and other resources in our Product Guides section.

    Product Guides
  • Apply for AGILE

    Apply today using our simple form.

    Apply Now
  • Need more help?

    Can’t find what you need? Just ask us.

    Contact Us

HUB24 Custodial Services Ltd is the operator of HUB24 Invest (an investor directed portfolio service), promoter and service provider of HUB24 Super which is a regulated superannuation fund. The trustee and issuer of interests in HUB24 Super is HTFS Nominees Pty Limited ABN 78 000 880 553, AFSL 232 500, RSE Licence No. L0003216. No entity within the HUB24 group nor HTFS Nominees guarantees any payments under AGILE, and they are not responsible for the performance of any Allianz Retire+ product, or any other product or service promoted or supplied by Allianz. © HUB24

 

1 Subject to an initial three-year waiting period after commencing your AGILE investment. Lifetime income payments will automatically commence when you reach 100 years of age.

2 Withdrawals made in the first 10 years may be subject to a Market Value Adjustment. Withdrawals may also reduce your lifetime income payments if they have started.

3 Each protected investment option allows you to benefit from equity market growth up to a Maximum Return applicable to that option, while eliminating or reducing losses resulting from market falls. During the Growth Phase you can allocate across the four market-linked protected investment options. During the Lifetime Income Phase, your investment is allocated to the Australian Equity Index – Total Protection option.

4 For investors who select the Age Pension+ Option, investors may no longer have full access to the Investment Value on death. Access will be limited to the amount prescribed under the social security Capital Access Schedule.