This disclaimer contains important information regarding this website and our liability to you. 

This website and its contents are the property of Allianz Australia Life Insurance Limited, ABN 27 076 033 782, AFSL 296559 (“Allianz Retire+”) and are subject to copyright under Australian law and through international treaties with other countries. No use of the website or contents is permitted without Allianz Retire+'s authorisation.

Use of this site and the provision of services by Allianz Retire+ or any of its related bodies corporate, is governed by and subject to Australian law. It is a condition of your use of this site that you submit to this jurisdiction. Any offers made on this site are available only to Australian residents.

The information contained within this website and on any Allianz Retire+ or related body corporate's products and services, is of a general nature only.  It is not personal financial product advice, and does not take into account your objectives, financial situation or needs. 

Changes may occur in circumstances at any time which may affect the accuracy or completeness of the information. While Allianz Retire+ has taken all reasonable care in producing this website, it accepts no responsibility for any loss, expense or liability which you may incur from using or relying on the contents.

Any legal rights and obligations which Allianz Retire+ and you may have will be contained in the terms and conditions of the contract and policy issued to you, or available on the site when you buy your policy online.

Investments in any financial product or policy detailed on this website may only be made in accordance with its applicable Product Disclosure Statement (“PDS”). Before acting on any information, you should consider obtaining professional investment advice having regard to your objectives, financial situation and needs. In particular, you should read the relevant PDS or other offer document carefully prior to making an investment decision about a financial product. Each PDS will be available on this website or can be obtained by calling Allianz Retire+ on 1300 372 136.

Any PDSs on this website have been prepared under Australian law. The PDSs do not directly or indirectly amount to an offer in any jurisdiction other than Australia or any other jurisdiction in which an offer may be legally made, as expressly set out in a PDS. 

Any performance figures contained on this website are sourced from internal and other sources as appropriate. Past performance is not a reliable indicator of future performance. 

PIMCO Australia Pty Ltd, ABN 54 084 280 508, AFSL 246862, is not the issuer or promoter of the product and therefore does not warrant the performance of the product. PIMCO Australia Pty Ltd provides investment management services to Allianz Retire+.

MSCI
No AALIL product is not sponsored, endorsed, sold or promoted by MSCI inc. (“MSCI”), any of its affiliates, any of its information providers or any other third party involved in, or related to, compiling, computing or creating any MSCI index (collectively, the “MSCI parties”). The MSCI indexes are the exclusive property of MSCI. MSCI and the MSCI index names are service mark(s) of MSCI or its affiliates and have been licensed for use for certain purposes by AALIL. None of the MSCI parties makes any representation or warranty, express or implied, to the issuer or owners of any AALIL product or any other person or entity regarding the advisability of investing in products generally or in any AALIL product particularly or the ability of any MSCI index to track corresponding stock market performance. MSCI or its affiliates are the licensors of certain trademarks, service marks and trade names and of the MSCI indexes which are determined, composed and calculated by MSCI without regard to any AALIL product or the issuer or owners of this product or any other person or entity. None of the MSCI parties has any obligation to take the needs of the issuer or owners of any AALIL product or any other person or entity into consideration in determining, composing or calculating the MSCI indexes. None of the MSCI parties is responsible for or has participated in the determination of the timing of, prices at, or quantities of any AALIL product to be issued or in the determination or calculation of the equation by or the consideration into which any AALIL product is redeemable. Further, none of the MSCI parties has any obligation or liability to the issuer or owners of any AALIL product or any other person or entity in connection with the administration, marketing or offering of any AALIL product.

Although MSCI shall obtain information for inclusion in or for use in the calculation of the MSCI indexes from sources that MSCI considers reliable, none of the MSCI parties warrants or guarantees the originality, accuracy and/or the completeness of any MSCI index or any data included therein. None of the MSCI parties makes any warranty, express or implied, as to results to be obtained by the issuer of the product, owners of the product, or any other person or entity, from the use of any MSCI index or any data included therein. None of the MSCI parties shall have any liability for any errors, omissions or interruptions of or in connection with any MSCI index or any data included therein.

Further, none of the MSCI parties makes any express or implied warranties of any kind, and the MSCI parties hereby expressly disclaim all warranties of merchantability and fitness for a particular purpose, with respect to each MSCI index and any data included therein. Without limiting any of the foregoing, in no event shall any of the MSCI parties have any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if notified of the possibility of such damages. 

S&P/ASX Accumulation Index
The S&P/ASX 200 Accumulation Index (the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and Standard & Poor’s Financial Services LLC and ASX Operations Pty Ltd (ASX) and has been licensed for use by AALIL. Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). ASX® is a registered trademark of the ASX. The trademarks have been licensed to SPDJI and have been sublicensed for use for certain purposes by AALIL. No AALIL product is sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, any of their respective affiliates (collectively, “S&P Dow Jones Indices”) or the ASX. Neither S&P Dow Jones Indices nor the ASX make any representation or warranty, express or implied, to the owners of any AALIL product or any member of the public regarding the advisability of investing in securities generally or in any AALIL product particularly or the ability of the Index to track general market performance. S&P Dow Jones Indices and the ASX’s only relationship to AALIL with respect to the Index is the licensing of the Index and certain trademarks, service marks and/or trade names of S&P Dow Jones Indices and/or its licensors. The Index is determined, composed and calculated by S&P Dow Jones Indices or the ASX without regard to AALIL or any AALIL product. S&P Dow Jones Indices and the ASX have no obligation to take the needs of AALIL or the owners of any AALIL product into consideration in determining, composing or calculating the Index.

Neither S&P Dow Jones Indices nor the ASX are responsible for and have not participated in the determination of the prices, and amount of any AALIL product or the timing of the issuance or sale of any AALIL product or in the determination or calculation of the equation by which any AALIL product is to be converted into cash, surrendered or redeemed, as the case may be. S&P Dow Jones Indices and the ASX have no obligation or liability in connection with the administration, marketing or trading of any AALIL product. There is no assurance that investment products based on the Index will accurately track index performance or provide positive investment returns. S&P Dow Jones Indices LLC is not an investment advisor. Inclusion of a security within an index is not a recommendation by S&P Dow Jones Indices to buy, sell, or hold such security, nor is it considered to be investment advice.

Neither S&P Dow Jones Indices nor the ASX guarantees the adequacy, accuracy, timeliness and/or the completeness of the Index or any data related thereto or any communication, including but not limited to, oral or written communication (including electronic communications) with respect thereto. S&P Dow Jones Indices and the ASX shall not be subject to any damages or liability for any errors, omissions, or delays therein. S&P Dow Jones Indices and the ASX makes no express or implied warranties, and expressly disclaims all warranties, of merchantability or fitness for a particular purpose or use or as to results to be obtained by AALIL, owners of any AALIL product, or any other person or entity from the use of the Index or with respect to any data related thereto. Without limiting any of the foregoing, in no event whatsoever shall S&P Dow Jones Indices or the ASX be liable for any indirect, special, incidental, punitive, or consequential damages including but not limited to, loss of profits, trading losses, lost time or goodwill, even if they have been advised of the possibility of such damages, whether in contract, tort, strict liability, or otherwise. There are no third party beneficiaries of any agreements or arrangements between S&P Dow Jones Indices and AALIL, other than the licensors of S&P Dow Jones Indices. 

You may view, copy, print and distribute material in electronic or other forms only for your personal use or non-commercial purposes. If you do so, you must retain copyright and other intellectual property notices from the original material.

You must NOT:

a. use or distribute material from this site for any public or commercial purpose; or

b. breach copyright or any other intellectual property rights of Allianz Retire+ or its licensors including by amending or adapting any material on this site.

To the maximum extent permitted by law, Allianz Retire+ will not be liable in any way for any loss or damage suffered by you through use or access to this website, or Allianz’s failure to provide this website. Allianz Retire+’s liability for negligence, breach of contract or contravention of any law as a result of its failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at Allianz Retire+’s option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you.

Where a claim is brought against Allianz Retire+ by a third party, in relation to your use of this website, you agree to fully reimburse Allianz Retire+ for all losses, costs, actions, proceedings, claims, damages, expenses (including reasonable legal costs and expenses), or liabilities, whatsoever suffered or incurred directly by Allianz Retire+ or its related body corporate as a consequence of improper use of this website. Neither party should be liable to the other for any loss or damage which may be suffered by the other party due to any cause beyond the first party's reasonable control including without limitation any power failure.

The linked sites included in this website are not under the control of Allianz Retire+ and Allianz Retire+ is not responsible for the content of any linked site or any link contained in a linked site, or changes or updates to such sites. Allianz Retire+ is providing these links to use as a convenience. The inclusion of any link does not imply endorsement by Allianz Retire+ to the site or a relationship with the organisation to which the links are provided.