Video: Why waiting could cost retirees

Delaying decisions in retirement can carry hidden risks. Learn why waiting for higher rates may not deliver better outcomes.

Many retirees delay locking in income, expecting higher interest rates to improve outcomes. However, lifetime income products are priced off long-term bond yields, not cash rates, meaning the benefit of waiting may be limited.

In this interview with Ausbiz, Justine Marquet explores how market volatility, policy uncertainty and changing adviser priorities are reshaping retirement strategies. With a growing focus on secure, income-generating assets and flexible access to capital, retirees are increasingly balancing growth with protection.

Watch to understand why acting earlier can help build greater certainty and confidence in retirement.

Disclaimer

This material is issued by Allianz Australia Life Insurance Limited, ABN 27 076 033 782, AFSL 296559 (Allianz Retire+). Allianz Retire+ is a registered business name of Allianz Australia Life Insurance Limited. This information is current as at June 2026 unless otherwise specified and is for general information purposes only. It is not comprehensive or intended to give financial product advice. Any advice provided in this material does not take into account your objectives, financial situation or needs. Before acting on anything contained in this material, you should speak to your financial adviser and consider the appropriateness of the information received, having regard to your objectives, financial situation and needs. No person should rely on the content of this material or act on the basis of anything stated in this material. Allianz Retire+ and its related entities, agents or employees do not accept any liability for any loss arising whether directly or indirectly from any use of this material.