AGILE may be suitable if you are aged 50 to 80 investing using either superannuation or non-superannuation money.
AGILE Super+ may be suitable if you are aged 50 to 80 investing via a superannuation rollover using preserved, restricted non-preserved or unrestricted non-preserved monies.
Whether you invest in AGILE or AGILE Super+ you can benefit from three core features designed to work togther throughout retirement.
While you wait to switch on lifetime income, you have the opportunity to safely grow your investment while being fully or partially protected against market downturns.
Retire confidently with guaranteed monthly payments for life that will never run out or decrease, no matter how long you live or what happens in the markets.
Access your investment if circumstances change, providing flexibility when you need it, subject to relevant product terms.
AGILE Super+ provides a direct superannuation pathway to Allianz Retire+'s retirement income solution.
A portion of your super can be rolled over directly to Allianz Retire+, without requiring an investment platform.
AGILE Super+ can also accept superannuation investments before you have met a Relevant Condition of Release, helping you plan ahead and establish a future guaranteed lifetime income strategy earlier in your retirement journey.
Roll over a portion of your super directly to Allianz Retire+.
Access AGILE Super+ without needing to invest through an investment platform.
Invest before meeting a Relevant Condition of Release and prepare for guaranteed lifetime income later in retirement.
Age Pension+ is a feature of AGILE Super+ that may help eligible investors maximise their Age Pension entitlements through favourable treatment under the Age Pension assets test.
Age Pension+ automatically applies once you meet a Relevant Condition of Release.
This automatic application of Age Pension+ distinguishes AGILE Super+ from AGILE, where the feature is elective.
Once Age Pension+ applies, withdrawals and death benefits are subject to the Capital Access Schedule, meaning the amount that can be accessed is capped at legislated maximums.
For eligible clients, this combination of guaranteed lifetime income and potential Age Pension benefits may help improve overall retirement income sustainability.
