The Income Estimator is an educational tool designed for Australian investors who are aged 50 to 80 years and wanting to secure a guaranteed lifetime income. This is an educational tool that explores the impact of deferring income on an investment and electing certain benefit features. It illustrates the relationship between the length of a deferral, the election of certain benefit features, the amount of initial investment, and the amount of annual income that may potentially be received at the end of the deferral period.

Important information about this tool

The results of this tool are illustrative only and designed to educate and raise awareness of how a product in the lifetime income stream product class may function in the Australian market. They are based on certain assumptions and future projections that are not predictions or guarantees. Actual returns on an investment may differ materially from the information provided by the tool and do depend on some of the information entered by the user. Past performance is not a reliable indicator of future performance. The tool does not take into account all of the user's personal circumstances and has certain limitations and assumptions which may impact the results produced. Users must ensure that they have read and understand the Assumptions and Limitations that relate to the tool, provided on the next screen.

The tool does not provide advice of a general or personal nature; it does not relate to any specific financial product and is not intended to be relied upon for the purposes of making a decision in relation to a financial product. We strongly recommend that you consider obtaining financial advice from a financial adviser before making any financial decision.

Personal information collected via the tool is only for the purposes of performing illustrative calculations and will be handled in accordance with the Allianz Australia Life Insurance Limited Privacy Policy available at

Any information on this website does not take into account your objectives, financial situation or needs. For personal financial advice please speak to your financial adviser. Products will be issued by Allianz Australia Life Insurance Limited, ABN 27 076 033 782, AFSL 296559. PIMCO Australia Pty Ltd, ABN 54 084 280 508, AFSL 246862, provides investment management and other support services to Allianz Australia Life Insurance Limited.

Allianz Retire+ is the business name of Allianz Australia Life Insurance Limited. By using this website you agree to access this Financial Services Guide.