Today’s retirees face a range of new and unique challenges not experienced by previous generations.
Historically low interest rates, a restricted outlook on growth, increased market volatility and longer life expectancies mean many of our existing retirement strategies and solutions are dangerously ineffective or obsolete.
This toolkit has been created to help advisers explore, test and implement portfolios for modern-day retirees.
If you’d like to explore any of these topics in more detail, please reach out to one of our experienced BDMs.
On-demand webinar series
Investing in Retirement is Different
In this four-part webinar series we explore the risks facing modern-day retirees and how advisers can create contemporary investment strategies and portfolios to ensure clients enjoy a long, rewarding and stress-free retirement. CPD hours available.
Retirement Risks and Challenges
Sequencing risk, low yields, low growth and longer life expectancies. What are the risks in retirement and how do you manage them to avoid costly consequences?
Building Portfolios for Retirees
Retirement portfolios need to address the unique risks of retirement. How do you provide exposure to growth assets while ensuring retirement savings last?
Modelling Retirement Portfolios
Learn how next-gen stochastic modelling tools can help advisers construct and evaluate high confidence retirement portfolios.
Retirement Tools and Solutions
Not all retirement solutions are created equal. We look at some of the solutions available and which may be more appropriate for today’s conditions.
We’ve collaborated with Lonsec and Atchison Consultants to produce a range of portfolio construction resources for financial advisers.
Retirement Portfolios in a Changing World
In this webinar with Lonsec we discuss the inherent problems with traditional retirement investing and explore the tools to build specialised decumulation portfolios. CPD hours available.
Paper: Building Retirement Portfolios
This Lonsec paper explores why and how to build specialised decumulation portfolios.
Paper: Protection in Retirement
This paper from Atchison Consultants explores the unique risks facing Australian retirees, and the important role growth assets and protection can play.
Dissecting Retirement Income Solutions
Leveraging the technical expertise from the Atchison Team this webinar explores the impact of transitioning into retirement on risk profiles and more.
Retirement Portfolio Illustration Tool
Run over a thousand different simulations at chosen levels of volatility and confidence to produce illustrations that show how Future Safe can be used within a retirement portfolio.
Articles and Insights
Increase confidence in retirement
Planning to higher confidence levels can result in safer and more robust financial plans, and more confident and satisfied clients.
The flaw of averages
The idea of an ‘average’ retiree is a myth – so why base a financial plan on average life expectancies and returns?
Conquering retirees’ fear of running out of money
You can’t necessarily control when you retire. When you retire can have a significant impact on how long your retirement portfolio will last. Learn why mitigating sequencing risk in retirement portfolios is critical, especially for your most vulnerable clients.
The new frontier for retirement portfolios
Retirement portfolios should be different from accumulation portfolios because retiree needs and risks are different.
Business Development Team