Historically low interest rates, a restricted outlook on growth, increased market volatility and longer life expectancies mean many of our existing retirement strategies and solutions are dangerously ineffective or obsolete.
This toolkit has been created to help advisers explore, test and implement portfolios for modern-day retirees.
Explore the distinct issues facing retirees and how specific retirement products can enhance portfolios and outcomes for retirees.
Retirement Portfolio Illustration Tool
This stochastic modelling tool for authorised financial advisers , runs over a thousand different simulations at chosen levels of volatility.
Articles and Insights
Leverage our library of research driven, insights and articles. Explore the risks facing retirees and portfolios alternatives.
On-demand webinar series
Investing in retirement is different
In this four-part webinar series we explore the risks facing modern-day retirees and how advisers can create contemporary investment strategies and portfolios to ensure clients enjoy a long, rewarding and stress-free retirement. CPD hours available.
Retirement Portfolios in a Changing World
In this webinar with Lonsec we discuss the inherent problems with traditional retirement investing and explore the tools to build specialised decumulation portfolios. CPD hours available.
Stochastic Portfolio Modelling Tool
Articles and Insights
Increase confidence in retirement
Planning to higher confidence levels can result in safer and more robust financial plans, and more confident and satisfied clients.
The flaw of averages
The idea of an ‘average’ retiree is a myth – so why base a financial plan on average life expectancies and returns?
Conquering retirees’ fear of running out of money
You can’t necessarily control when you retire. When you retire can have a significant impact on how long your retirement portfolio will last. Learn why mitigating sequencing risk in retirement portfolios is critical, especially for your most vulnerable clients.
The new frontier for retirement portfolios
Retirement portfolios should be different from accumulation portfolios because retiree needs and risks are different.
Future Safe explainer video
“…They just want to know that their money's safe and they don't have to worry about it.”